Category Archives: Investments

Property Ownership

    Tenants in Common and Joint ownership are two ways of owning property that couples have as an option. Many couples use the Joint Ownership option as a way to avoid probate.We can help you to figure out the most beneficial way to set up your assets so that the greatest possible share of your wealth

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    Probate

      Probate- What is It? Probate is a term that refers to the general legal process and proceedings that go on after a person dies. Probate includes several different things, including taking a look at the value of the property owned by the deceased, handling any remaining debts or tax debt that the deceased had in

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      Wills

                              The Basics of Wills Having a will is an important step for anyone. However, it’s important to clear up some of the misconceptions about these documents, the types of powers one actually has under them and how they can be used to ensure that,

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        Estate Bond

                                                      Give more to your family and less to the government. Like many Canadians, your financial plan may include an element of savings that you never plan to spend.  You have conservatively invested some

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          What to do After a Job Loss?

            Sudden unemployment is a harsh scenario people have to deal with along with economic changes, a change in technology or simply the closure or downsizing of a business. Unemployment imposes a financial, social and psychological cost on you because no one is be prepared to deal with a sudden termination of income and it would

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            Investment Income

                              Usually our concept of income is derived from labor which leads to a fixed or variable wage for a certain time duration. Another type of income is investment income which results from investing in various financial assets. Investment income can take the form of dividends, interest payments,

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              CRS Financial Group’s Summary of Federal Budget 2014

                On February 11, 2014, the federal government announced its annual budget. Several changes are proposed, with the most relevant changes to the financial services industry listed below. Taxation of Trusts and Estates. The government has proposed a potential elimination of graduated tax rates for testamentary trusts created by wills, estates, and inter vivos trusts. A

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                RRSP Deposit vs Mortgage Repayment

                  Determining whether to contribute to an RRSP or pay down a mortgage has always been a great debate, for each have their advantages. To begin with, an RRSP contribution is tax-deductible, and it can generate a tax refund for you or it can reduce your income tax liability. In addition, an RRSP will continue to

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