Why Estate Planning Matters
Without proper planning, your family could face unnecessary taxes, delays, and complications when they’re already dealing with loss. The government will take what it’s legally entitled to, but smart planning can significantly reduce that burden.
We’ve seen families lose tens of thousands of dollars to avoidable taxes simply because they didn’t have their affairs properly organized. Estate planning isn’t just for wealthy people – anyone with investments, property, or family they want to protect needs a plan.
Investment and Asset Structure
We review how your investments are set up and owned to identify opportunities for tax savings and efficient transfer to your beneficiaries. Sometimes simple changes to how you hold your assets can save your family significant money down the road.- RRSP and RRIF Planning
- TFSA Optimization
- Capital Gains Planning
- Beneficiary Designation
- Investment Continuity
- Liquidity Planning
- Will my family have to pay huge tax bills after I'm gone?
- How do I make sure my spouse is financially secure?
- What happens to my investments if I become incapacitated?
- Should I be gifting money now to reduce my estate size?
- What if my beneficiaries don't know how to manage investments?
- How do I coordinate my will with my investment accounts?
Getting Started with Estate Planning
Estate planning isn't something you do once and forget about. Life changes, laws change, and your investment portfolio changes. We provide ongoing reviews to ensure your estate plan stays current with your situation.
During your consultation, we'll review your current investment structure, discuss your goals for your family, and identify opportunities to protect more of your wealth for the people you care about.
Estate Planning Services in Surrey, BC
Whether you're in the Lower Mainland or anywhere in British Columbia, we help families structure their investments and assets to minimize taxes and protect their loved ones.
From young families just starting to build wealth to retirees finalizing their legacy plans, our Surrey office has the experience to help you navigate the financial aspects of estate planning.
Rick Singh - Founder
Retire with confidence